Photo credit: The Canadian Press

National Association of Federal Retirees’ President Jean-Guy Soulière met Member of Parliament and Chair of the House of Commons Standing Committee on Finance, the Honourable Wayne Easter (Malpeque) on September 25, 2017 to discuss the National Association of Federal Retirees’ priorities for the

Federal Retirees developed a veterans outreach initiative in 2017 to listen to veterans and better understand what is and isn’t working for them as they transition out of service and beyond.
Nanaimo & Area Branch team meets with NDP leader. From left – Marg Smith, Charles Scrivener, Bob Chamberlain (NDP by-election candidate), Ken Jones, Jagmeet Singh (NDP leader, MP for Burnaby South), Maria Dellamattia (NDP national campaign manager).

 

Some federal employees and retirees have been living under the shadow of Phoenix and related financial pressures for over four years.
Join us in making sure health care and older adult care are top priorities in the 2020 New Brunswick election!
Canadians consistently pay among the highest prices for prescription drugs, and 20 per cent don’t even have adequate coverage to meet their needs.
The NDP party, under Jagmeet Singh, promises to expand Medicare to include prescription drug coverage and to fight hard to protect pensions.
Data and transparent reporting are necessary to address the issue of fairness for veterans’ services and benefits.
The National Association of Federal Retirees supports the ombudsman’s call for Veterans Affairs Canada, headed by Minister Lawrence MacAulay, to triage disability benefit applications based on unmet health and financial needs.
Alberta Premier Danielle Smith’s plan to leave the Canada Pension Plan and start her own is flawed on many levels.
Federal Retirees president Roy Goodall says it’s time for an international standard for the protection of older persons’ rights.

On February 27, 2015, the law firm Gowling Henderson Lafleur LLP filed a Notice of Application in the Federal Court of Canada on behalf of the National Association of Federal Retirees and some of its members.

In December 2016, media reported that the federal government was considering taxing health care benefits as part of its overall review of the Canadian income tax system. This sparked immediate concern from Canadians and many organizations, including Federal Retirees.

On December 1, Federal Retirees Director of Advocacy and Canadian Coalition for Retirement Security chair Sayward Montague wrote to Finance Minister Bill Morneau about Bill C-27.

 

 

At time when Statistics Canada estimates that 12 per cent of senior families and 28.5 per cent of single seniors qualify as low income — articles continue to be published attacking one of the most cost-effective and proven ways to provide retirement income security: defined benefit plans.

To manage Canada’s drug supply in response to the COVID-19 pandemic, governments, along with pharmacists’ associations and regulators, have recommended that phar

Hear from the B.C. election candidates by viewing the video recording of our election webinar townhall, moderated by Joyce Resin.
If you missed our webinar on national standards in long-term care, check out the video recording.  
Today’s, and tomorrow’s, long-term care residents deserve a system that is safe, effective and high quality.
Ontario PC leader Doug Ford has won a second majority government with a campaign focused on economic concerns, creating jobs through strategic investments and building highways. credit: Bruce Reeve
MP Terry Sheehan and Algoma branch president Linda MacDonald discuss Federal Retirees’ 2023 federal budget recommendations.
Seniors Navigator Melanie Melanson joined Federal Retirees volunteers and members from across P.E.I. for a screening of Golden: The End of Ageism, a powerful film about age stereotypes.
This year, Federal Retirees was pleased to host Seamus O’Regan, then minister of labour and seniors, at its annual meeting. O’Regan (centre) is pictured with Federal Retirees president Roy Goodall (right) and vice-president Hélène Nadeau.

The National Association of Federal Retirees is pleased yesterday's federal budget includes key improvements for veterans and investments for seniors.

Federal Health Minister Jane Philpott addressed the Economic Club of Canada in Ottawa on May 14, 2017 and announced consultations on proposed regulatory changes that would target “unacceptably high drug costs.” The lack of reform in drug purchasing in Canada has contributed to rising Canadian pat

 

Maurice Dupont, President of Réseau FADOQ  and Micheline Lefrançois, APO for Federal Retirees.

Advocacy coordinator Candace Jazvac asks Conservative Party leader Andrew Scheer about member priorities at the 2019 Manning Networking Conference.
 

 

 

On June 25, the federal government announced temporary measures for the Pensioners’ Dental Services Plan.
Prime Minister Trudeau shuffled his cabinet last week, prompting new mandate letters and fueling election speculation. 
Our advocacy team receives regular calls and emails about a viral chain letter falsely claiming that the “Federal Benefit Payment” is a Ponzi scheme.
 

Since at least 2012, a chain letter has been floating around from email inbox to inbox. It usually starts this way:

The PDSP is intended to provide coverage to eligible pensions for dental services and supplies that are not covered under a provincial or territorial health or dental care plan.
Marilyn Best, a new retiree and active volunteer, is taking on the exciting role of advocacy program officer for Newfoundland and Labrador.
Federal Retirees member and volunteer Célyne Houde works hard to find a balance between a fulfilling retirement and her caregiving responsibilities.

The Public Service Health Care Plan (PSCHP) is governed by an Administrative Authority and Partners’ Committee, representing Federal Retirees, active employees and the employer.

 

Photo credit Rose Norman
Michael Walters, President of the Hamilton & District Branch (left) and Federal Retirees' President Jean-Guy Soulière

 

‘Tis the season – budget season! During the spring months, Canada’s federal, territorial and provincial governments are hard at work crunching numbers, fine-tuning policies and programs, and churning out budgets that will shape where we live, retire and play.

It’s time that older adults and caregivers in Ontario have a non-partisan advocate looking out for their best interests.
These three women are Federal Retirees’ secret weapons in the B.C. and Yukon Reach 338 initiative. From left to right: Leslie Gaudette, Marg Smith, Deb Nilsen.
In our interview with Green party leader Annamie Paul, she highlighted that Canada “need[s] to prioritize long-term care.”
With the Ontario election on the horizon, it’s time to address healthy aging, access to health care and the crisis in long-term care.
Together with 15 like-minded organizations, Federal Retirees has joined the Canadian Coalition Against Ageism to fight age discrimination in Canada and abroad.
Federal Retirees’ president, Roy Goodall (left), and its CEO, Anthony Pizzino (right), met with Treasury Board president Anita Anand (centre) to bring forward members’ priorities.
Thunder Bay & Area branch director Judith Monteith-Farrell (left) and branch president Lisa Lovis (right) took advantage of a recent opportunity to connect with New Democratic Party Leader Jagmeet Singh.

The federal government announcement today that it will increase the Earnings Loss Benefit for part-time reservists was a welcome message for members of the National Association of Federal Retirees, although much still remains to be done for Canada’s veterans, says the Association.

Each year, the Veterans Ombudsman recognizes the dedication and compassion of Canadians across the country who have gone above and beyond the call of duty in helping Veterans of the Canadian Armed Forces (CAF) and the Royal Canadian Mounted Police (RCMP), and their families.

On November 10, in collaboration with the Canadian Coalition for Retirement Security (CCRS), the National Association of Federal Retirees submitted a written brief to the Nova Scotia government as part of their public consultation, “Pension Funding Framework Review and other issues affectin

 

Federal Retirees' President Jean-Guy Soulière (left) and the Honourable Filomena Tassi (right).


 

This spring, the National Association of Federal Retirees named four key priorities for the 2019 federal election: a National Seniors Strategy, retirement income security, support for veterans and their families, and pharmacare.

In this fourth instalment of our “Rounding up budgets” series, budget season continues with the governments of Yukon and Quebec releasing their fiscal plans in early March 2020.

On Sept. 26, voters in Saskatchewan headed to the polls and delivered a majority government for Scott Moe’s Saskatchewan Party. This is the fourth consecutive majority mandate for this party.

Left to right: Cynthia Foreman, Winnipeg and district branch advocacy contact and Manitoba advocacy program officer; Terry Duguid, member of Parliament for Winnipeg South; Ceci O’Flaherty, Winnipeg and district branch president; Paula Nygard, branch services coordina
The federal government has introduced a new claims process for public servants who experienced personal or financial hardships because of the problematic Phoenix pay system.
A recent webinar hosted by the Ottawa Branch and Dr. Glen P. Kenny explored an important health issue for older adults ⁠— heat stress.
Prince Edward Island’s upcoming election is an opportunity to take action for the province’s older adults and their loved ones.
 

Prince Edward Island goes to the polls April 3 to elect their next provincial government.

The Colchester-East Hants branch highlighted the achievements of volunteer Allan Wellwood at its Christmas dinner (From left: Michelle Langille, Mike Devine, Veterans Ombud Nishika Jardine, Allan Wellwood, Peter Kerr).
Three provinces are scheduled to go to the polls in the final weeks of October — British Columbia, New Brunswick and Saskatchewan.

Dima Sobko / shutterstock.com

On May 15, 2017, the National Association of Federal Retirees submitted its brief on Bill C-27 to Finance Canada.

 

The information and request form in this article are accurate as of February 2019 and, if applicable, can be used for filing your Canadian income tax and benefit returns for 2018.

 

On September 11, the House of Commons Finance committee announced this year’s budget consultation roadshow.

 

Volunteers at Quinte Branch’s first ever election activity in Belleville, Ont. From left to right: Bev Buchanan, chair CARP Greater Bay of Quinte Area Chapter 39; Pat Russell, treasurer & advocacy lead (Quinte Branch); Dianne Raniowski, membership/social (Quinte Branch).
Bill 175 would make sweeping changes to the way home and community care services are coordinated and delivered in Ontario.
Federal Retirees and the federal public service unions want to make sure Treasury Board gets the message – PSHCP renewal is long overdue.
Following a letter from Federal Retirees’ president, Treasury Board President Jean-Yves Duclos responded with a meeting to discuss Phoenix damages for retirees.

Now is your chance to get involved in advocacy with the National Association of Federal Retirees!

The Association is looking for a volunteer to fill the role of advocacy program officer in Newfoundland and Labrador.

Treasury Board has now approved the PSHCP renewal deal, which includes substantial enhancements across many health-care categories from vision care to mental health to paramedical coverage.
Amy Baldry, Association advocacy coordinator, speaks at a recent Algonquin Valley Branch community event.
 

The Algonquin Valley Branch recently hosted an evening information session to highlight the advocacy work of the National Association of Federal Retirees.

More than 1.5 million federal public service workers, retirees and their dependents are Public Service Health Care Plan members.

Logo - Canadian Medical Association       National Association of Federal Retirees Logo

Earlier today, National Association of Federal Retirees’ president, Jean-Guy Soulière, and director of advocacy, Sayward Montague, discussed a National Seniors Strategy with members of the House of Commons Standing Committee on Human Resources, Skills and Social Development and the Status of Pers

After months of study, the House of Commons Standing Committee on Human Resources, Skills and Social Development, and the Status of Persons with Disabilities (HUMA) has tabled the report

On October 1, voters in Quebec delivered a new government, in what some are calling a surprising result.

 

Serving military and veteran women face unique workplace and transition challenges that must be addressed. Federal Retirees is proud to co-chair, together with Canada Research Chair and professor Dr.

The federal government has outlined its plan to support Canadians hit hard by the COVID-19 pandemic in a new speech from the throne.
Micheline Lefrançois, branch advocacy contact for our Quebec branch, has been a driving force for the Federal Retirees advocacy network, Reach 338.
According to Bloc Québécois leader Yves-François Blanchet, his party is “fiercely opposed to creating discrimination between classes of seniors.”
The “marriage after 60” clause: It’s time to get to the bottom of the issue and deliver solutions for veterans and their families.
Sayward Montague, director of advocacy for Federal Retirees, and CEO Anthony Pizzino were among the team that negotiated hard for the renewed PSHCP. Photo: Dave Chan
Protect federal pensions and support retirees by volunteering as an advocacy program officer in Quebec.
 

The National Association of Federal Retirees is looking for volunteers to fill the role of advocacy program officer (APO) in Quebec.

Blair Armitage, an experienced and active volunteer, is taking on the exciting role of advocacy program officer for Ottawa and Nunavut.

The Treasury Board has announced the new Public Service Health Care Plan (PSHCP) Monthly Contribution Rates that will come into effect April 1, 2015.

The new contribution rates will be taken from the March 30, 2015 pension cheques.

The Treasury Board has announced the new Public Service Health Care Plan (PSHCP) Monthly Contribution Rates that will come into effect April 1, 2017.

The National Association of Federal Retirees has been advised that although the British Columbia government announced changes to BC Medical Services Plan (MSP) premiums in September 2016, pension deductions were not adjusted at the beginning of 2017 as they should have been.

Filomena Tassi.

 

One year after legislation came into force, the Minister of Health tabled Canada’s Palliative Care Framework, delivering on the 2018 deadline.  

 

Following the conviction of Elizabeth Wettlaufer for murder, attempted murder and aggravated assault, committed while working as a registered nurse in long-term care, the province of Ontario established a public inquiry in August 2017.

To better support our members with their travel and health benefits needs, Federal Retirees wants to know more about your travel experiences during the COVID-19 pandemic.

On Sept. 24, voters in British Columbia headed to the polls as the second province in Canada to hold an election during the global coronavirus pandemic.

In its appearance before the House of Commons Standing Committee on Veterans Affairs, Federal Retirees emphasized the importance of effective, relevant commemoration for all veterans.
Women in Quebec shouldn’t have to worry about a frustrating naming mismatch when travelling abroad.
Maria Fitzpatrick, a dedicated volunteer with Federal Retirees’ Southern Alberta Branch, is now taking on the exciting role of advocacy program officer.
Association volunteers participated in budget campaigns across Canada to spread awareness of the need for investments in primary care, long-term care and caregiver support.
The federal government has extended the Pensioners’ Dental Service Plan transition date to Nov. 1, 2024.
Volunteers with Federal Retirees’ Mid-Island and Pacific Rim Branch have been hard at work in advance of the Oct. 19 British Columbia election.
Louise Bergeron, Federal Retirees Advocacy and Policy Advisor Officer on health –related topics, attended the May 12th Canada Conference Board gathering entitled Healthy Canada: Future Care for Canadian Seniors to glean some insight and inform future discussions. She emerged with some reason for concern.

A settlement has been reached in the RCMP Gender-Based Harassment and Discrimination Class Action. The settlement was approved by Madam Justice McDonald on May 30, 2017. Claims must be submitted within 180 days of this date.

 

On February 21, in collaboration with the Canadian Coalition for Retirement Security (CCRS) and the Manitoba Seniors Coalition, the National Association of Federal Retirees submitted a written brief to the Manitoba government as part of their public consultation, “T

Hand holding megaphone.

 

 

 

Thousands of you have been affected by Phoenix pay system problems over the last three years, and many of you have called us to inquire about compensatory measures.

Bill 175 must be stopped – and we need your help to make that happen.
Older adults in Newfoundland and Labrador deserve an integrated continuum of health and community care that meets their unique needs at different stages of life.
A snap election has been called in Nova Scotia, and we need your help to ensure older adult care is prioritized.
If you’re planning to call the Pension Centre, our list of top tips will help ensure things go smoothly.
In a letter to the Federal Retirees community, Association president Roy Goodall addresses the ongoing issues with the PSHCP transition to Canada Life.
 

Dear members,

A new PSHCP deal came into force on July 1, 2023, and we’ve collected the answers to the questions we hear the most from our members.

Man on a phone

A birthday cake

 

On Monday, October 22, the Canadian Union of Postal Workers (CUPW) began a series of rotating nationwide strikes.

 

If you're wondering whether you still have to take certain medications, don’t hesitate to bring it up with your doctor or health-care professional.

Implementing national standards for long-term care, home care and other older adult care will ensure a baseline level of quality care for older Canadians, regardless of where they live.

The National Association of Federal Retirees is looking for volunteers to fill the role of advocacy program officer in Ontario. Applications will be accepted until April 1 at 11:59 Eastern Time.

Justin Trudeau's Liberal Party has narrowly secured a win but failed to land a majority, meaning Canadians could be heading for another election before too long.
Doug Ford’s Ontario budget puts a focus on hospital infrastructure, with $10 billion for more hospitals and health-care centres.
Federal Retirees members were invited to a virtual webinar with Globe and Mail personal finance columnist Rob Carrick on Nov. 2. If you missed it, the recording is now available for viewing.
Federal Retirees volunteers mobilized quickly to ensure the voices of older Manitobans were heard in the lead up to the provincial election. (From left: Ceci O’Flaherty, Connie Kehler, Cynthia Foreman, Glenn Armstrong.)
National Public Service Week is an opportunity to recognize the many ways in which public services facilitate trade and investment, such as the importance of the Canadian Coast Guard to marine commerce. 

Alan Freeman, former Globe and Mail finance reporter and Assistant Deputy Minister for Consultations and Communications with the federal finance department under the late Jim Flaherty, reports from the 2015 budget lock-up on behalf of the National Association of Federal Retirees and iPolitics

In the lead-up to the 2015 federal election, the Liberals promised to negotiate a new Health Accord with the provinces and territories.

 

 

 

 

When the House of Commons rose in June 2019, Bill C-27 effectively died on the order paper.

In October 2016, the federal government introduced Bill C-27.

The fifth instalment of our budget round-up series comes as governments across the country are acting to limit the spread of COVID-19, adapt our health-care system to respond to the pandemic, and support the economy, businesses and people dealing with the repercussions of COVID-19.

Ontario’s Ford government has tabled a $187-billion budget in response to the COVID-19 pandemic.
Federal Retirees members have been asking about pension revisions triggered by salary increases from retroactive collective agreements in 2014 and 2018.
Federal retirees have been waiting, in some cases at least two years, for the Phoenix general damages claims process to be put in place.
After challenging negotiations, Federal Retirees president Roy Goodall signs a PSHCP deal that directly reflects our members’ priorities.
The latest federal budget has been pitched as a plan to address inflation and make life more affordable for Canadians.
The recently unveiled Canadian Dental Care Plan is intended to help ease financial barriers to accessing oral health care for eligible Canadian residents.
The NL Seniors’ Coalition is a collaborative alliance of fourteen organizations addressing issues facing older adults and retirees.
Julie Payette

 

National Association of Federal Retirees with files from iPolitics

 

In anticipation of the upcoming provincial election on September 24, Federal Retirees hosted its first telephone townhall for members in New Brunswick.

 

With the holiday season upon us, the National Association of Federal Retirees is reflecting on its busy, successful year. For this fall’s federal election, we ran our biggest and most exciting campaign to date!

Federal Retirees first examined Saskatchewan’s budget back in April after the province released its spending estimates.

The COVID-19 pandemic has highlighted the importance of our four advocacy priorities and the gaps in health and seniors’ care.
Hear from the Nova Scotia provincial election candidates by viewing the video recording of our webinar, moderated by Federal Retirees’ director of advocacy, Sayward Montague.
The Treasury Board has announced the new PSHCP monthly contribution rates.
 

The Treasury Board has announced the new Public Service Health Care Plan (PSHCP) monthly contribution rates that will come into effect April 1, 2022.

François Legault's Coalition Avenir Québec secured a second majority win in the 2022 provincial election.
Glenn Armstrong, an experienced and active volunteer, is taking on the exciting role of advocacy program officer for Manitoba.
 

Federal Retirees is pleased to welcome Glenn Armstrong as the new advocacy program officer (APO) for Manitoba.

Federal Retirees representatives recently connected with Canada’s seniors minister on Association priorities. (From left: Federal Retirees CEO Anthony Pizzino, president Roy Goodall, vice-president Hélène Nadeau and Seniors Minister Seamus O’Regan).

Your stories are key to driving our membership focus and advocacy efforts. Sharing stories can give a compelling, authentic look at how real people are affected by issues, actions and policy, helping raise awareness about matters that are important to older Canadians.

Jacques Lambert

 

Update:

At the end of each year, the Treasury Board provides the Association with information on the pension indexing increase that is effective on January 1st.

The pension indexation rate effective January 1, 2019, is 2.2%.

 

As budget season continues, two more provinces and territories released their budgets in late February 2020.

The Ontario Divisional Court has found the Ford government did not have the authority to end OHIP’s Out-of-Country Travellers Program.
Canada is the only country with universal health care that does not also offer universal prescription coverage, and that fragmentation means that Canadians pay among the highest drug costs in the world.
Being a part of the Reach 338 team is easy and it’s flexible — you choose when and how to get involved!
Anne MacEwen has been a dedicated volunteer with the Summerside Branch since 2015 and is now taking on the exciting role of advocacy program officer.
It’s more important than ever to ensure older Albertans and their caregivers have a dedicated and independent advocate protecting their rights and interests.
Alberta’s proposal to leave the Canada Pension Plan elicited a strong reaction from Federal Retirees members.
Public spending on private nursing has skyrocketed since the start of the pandemic, leading to an increase in staff who don’t know the facility or their colleagues let alone the patients, residents and families involved.

Today, the Canadian Coalition for Retirement Security - comprised of 22 organizations and representing nearly six million working and retired Canadians - announced its campaign to push for legislation to protect the earned pension benefits of publicand private sector employees and retirees.


Janice Dickson

Palliative care affects Canadians of all ages, and while it is not only needed for the elderly, we know there are now more seniors than children in Canada. This demographic is changing the face of Canadian society and adding new policy needs at all levels of government.

 

Federal Retirees applauds the Federal government for finally proposing new measures to support employees who were forced to reimburse a salary overpayment to their employers - a measure that’s particularly relevant to those impacted by the federal Phoenix pay system.

In this election, the National Association of Federal Retirees has four key priorities: retirement income security, a National Seniors Strategy, support for veterans and their families, and pharmacare. On October 7 at 7:00 p.m. ET (in English) and October 10 at 8:00 p.m.

What is going on with Alberta’s pensions? That’s a question that was posed to me a couple of times on a recent trip to Alberta.

The Veterans Ombudsman Commendation recognizes the outstanding contributions of individuals and groups across Canada who work to support veterans and their families.
Federal Retirees, CARP and Réseau FADOQ have joined forces to urge the Trudeau government to take action on discriminatory measures in the 2021 federal budget.
With passion and perseverance, Federal Retirees’ Cornwall branch was able to inspire a new crop of volunteers to get involved! (From left to right: Veronica Britton, treasurer; JoAn Halliday, president; Gérard Piette, vice-president; Michael Griffin, secretary.)
A Quebec election is coming. Now is the time to invest in the dignity and well-being of today’s — and tomorrow’s — seniors.
With an election on the horizon, Albertans have an opportunity to speak up for retirement income security, public safety and a health-care system that works.
At a recent CMA event in Nova Scotia, Federal Retirees volunteers (bottom row from left) Georgette Beaulieu, Cheryl Young and Michelle Langille connected with Dr. Margaret Casey (bottom row right) and Denice Klavano and Dr. Segun (back row, left to right).  
According to the Treasury Board of Canada Secretariat, no adjustment to the PSHCP contribution rates will take place in 2024.
 

The Treasury Board of Canada Secretariat has confirmed there will be no adjustment to the PSHCP contribution rates in 2024. 

Our in-house health advocacy and policy officer benefits expert, Louise Bergeron, attended the Hill Times conference on innovations in seniors’ care on June 2 to glean some insight for our members. Here’s her account:

The Ontario Securities Commission (OSC) has developed a strategy and action plan to respond to what they have viewed as the needs and priorities of Ontario seniors.

Prepared with notes from Micheline Lefrançois, Interim Advocacy Program Officer for Quebec

Paula Bigger (candidate, and former Minister of Transportation), Richard Savidant (volunteer and event organizer) and Shirley Pierce (Advocacy Program Officer for Prince Edward Island) at the Summerside Branch all-candidates meet and greet during the recent provincial election.

 

Simon Coakeley, CEO of the National Association of Federal Retirees, is shown here among audience members in CPAC coverage of the speech from the throne to open the 43rd Parliament.
Our team has made the transition to virtual advocacy events in light of physical distancing measures and connected with Treasury Board President Jean-Yves Duclos through Zoom.
On Feb. 3, Federal Retirees is hosting a live town hall webinar for the upcoming Newfoundland and Labrador election.
Federal Retirees has issued seven recommendations for budget 2022 that would improve retirement security and health care for Canadians.
We know your first thoughts may not be of the Pension Centre, but it’s important to let them know as soon as possible when big life changes happen.
The Walrus and the National Association of Federal Retirees are teaming up for a very important virtual panel discussing veteran identities.
 

What does it mean to be a veteran now?

Federal Retirees volunteers Christine Haynes, Shawna Murphy and Richard Simpson connected with Corey Tochor, MP for Saskatoon—University, on addressing problems in long-term care.
The latest federal budget has been pitched as a plan to support “fairness for every generation,” with a focus on new housing.

Please be advised of the Quebec Taxable Benefits rates for 2016. 

National Association of Federal Retirees member Michael Davie and president Jean-Guy Soulière are calling on Members of Parliament to support legislation to address a discrepancy that treats Canadian Armed Forces veterans unequally.

Over the past several weeks, the House of Commons Finance Committee has travelled from coast-to-coast hosting consultations for the 2019 Federal Budget.

 

Association president Jean-Guy Soulière (right) is pictured here with Seniors Minister Deb Schulte for
Curious about Reach 338 – our new advocacy initiative? We’ll be hosting a webinar on Tuesday, Oct. 13!
Vaccine rollout varies from province to province, but the federal government has stated it expects all Canadians to be vaccinated by September 2021.
Pension increases for retired members and their survivors are calculated annually using Consumer Price Index data from Statistics Canada.
Federal Retirees was able to sit down (virtually) with Green Party of Ontario Leader Mike Schreiner to talk about his party’s take on the Association’s advocacy priorities.
As 2023 dawns, Federal Retirees discusses the political landscape and what it means for the Association’s advocacy goals.
Tabled Tuesday, Finance Minister Chrystia Freeland's fall economic statement focuses on two key challenges: supporting middle class finances and making housing more affordable.
Federal Retirees CEO Anthony Pizzino applauds Wednesday’s ACVA report on the experiences of women veterans and asserts the Association will “be here to help ensure” the government follows through on the recommendations.

This just in – in an open letter, Prime Minister Harper has made his statement on target benefit pensions for federal public servants and retirees.

Stakeholders representing health care providers and seniors will be watching closely to see whether the Liberal government will use 2018 to begin crafting a national seniors strategy.

On September 18, 2018 the Federal Court of Appeal in Ottawa will begin hearings in the matter of the National Association of Federal Retirees and its named applicants who are challenging the decision by the Treasury Board of Canada to increase the health care premiums of retirees from

 

On December 21, Federal Retirees submitted a pointed letter to the Honourable Navdeep Bains, Minister of Innovation, Science and Economic Development, in response to the government’s “Enhancing Retirement Security for Canadians” consultation.

 

On September 10th, Manitobans re-elected Premier Pallister and his conservative government to a second majority term.

In our sixth installment of the budget round up series, we look at the spending plan released by the Ontario government on March 25, 2020.

Federal Retirees CEO Simon Coakeley is calling on the government to ensure equitable outcomes for all veterans.
Because the PSHCP hasn’t received a comprehensive review since 2006, many areas of the plan are now up for discussion.
The Pensioners' Dental Services Plan hasn’t been meaningfully updated since its inception 20 years ago. It’s time.
Protect federal pensions and support retirees by volunteering as an advocacy program officer in Ontario.
Federal Retirees’ two P.E.I. branches mobilized quickly for election activities.
Federal Retirees and its travel insurance partner, MEDOC, would like to share this information about repatriation in the event of a death while traveling. 
Scott Hodge (left), district director for British Columbia and the Yukon, along with Patrick Imbeau (far right), Federal Retirees’ pension advocacy and policy officer, recently met with Rachel Blaney, NDP MP for North Island—Powell River to share members’ priorities.
Honourable Bill Morneau
Louise Bergeron

As part of our Vibrant Voices campaign for the Ontario election, the Ottawa and Lakehead Branches organized local parties to watch the livestream of our town hall event in downtown Toronto.

From left to right: Alain Trépanier (Director, District of British Columbia & Yukon), Brian Strongman (Director, District of British Columbia & Yukon), Roy Goodall (Vice-President), Cynthia Foreman (Director, District of the Prairies and the Northwest Territories), Rick Brick (Direct
From left: Federal Retirees advocacy and policy officer Patrick Imbeau, Minister of Veterans Affairs Lawrence MacAulay, Federal Retirees CEO Simon Coakeley and Federal Retirees director of communications, marketing and recruitment Andrew McGillivary.

 

On Nov. 22, Federal Retirees attended “Making Seniors’ Care Matter: Ensuring quality and accessible care for seniors across Canada,” a conference presented by the Canadian Health Coalition and the Research Center in Social Innovation and Transformation at Saint Paul University in Ottawa.

The coronavirus pandemic has disrupted routines and expectations, and complicated even the simplest activities, but it hasn’t shifted our focus on your priorities.

Hear from the Newfoundland and Labrador election candidates by viewing the video recording of our election webinar townhall, moderated by Léonard LeBlanc.
Every provincial government that sought re-election during the pandemic succeeded — until Nova Scotia gave Houston’s Progressive Conservatives a surprise win.
A group of B.C.-based volunteers teamed up to spread awareness of Federal Retirees’ advocacy priorities.
Federal Retirees and the SMM are calling for a Home Supports Initiative in the province of Saskatchewan, giving retirees a choice in the community and home in which they age.
Association volunteers are working across Canada to highlight the critical need for meaningful investments in long-term and home care.
 

Ottawa Branch volunteers met with four Kanata–Carleton candidates ahead of the July provincial by-election.

Association CEO Anthony Pizzino shares his concerns about former Bank of Canada governor Stephen Poloz’s new working group, announced in the 2024 federal budget.

In fall 2016, Federal Retirees joined forces with the Canadian Medical Association to advocate for a new Health Accord focused on the urgent need to address seniors’ care in this country.

Health Canada has launched a public consultation seeking your experiences, insights and ideas to inform the development of palliative care framework.

Last week, media reported that 270,000 veterans of the Canadian Armed Forces, the RCMP and their survivors between 2003 and 2010 have been affected by calculation errors on disability pensions to the tune of $165-million.

 

For over a decade, the Canada Pension Plan Investment Board (CPPIB) and the Public Service Pension Investment Board (PSPIB) have adopted an active management strategy, but was this the best course of action?

The federal government has undertaken some new initiatives in the face of COVID-19 and the economic uncertainty that has befallen many Canadians.

Tell your BC election candidates to set improved health care for older adults as a top priority using Federal Retirees’ online tools.
With your support, Federal Retirees is calling on the Alberta government to bring back an independent seniors’ advocate.
The indexation rate for public service pension plan benefits comes at the end of each year, but how is it calculated, and how does it respond to inflation?
Looking ahead to June’s provincial election, the Ontario Progressive Conservatives weigh in on Federal Retirees’ priorities. credit: Bruce Reeve
 

Doug Ford will invest $5 billion to bolster long-term care and another $1 billion to strengthen home care across the province.


This article was updated on March 25, 2024. Please refer to the new version, as the information on this page may be out of date. 

The fall economic statement lands Tuesday and, soon enough, Budget 2024 will
The PSHCP’s transition to Canada Life was both initiated and implemented by the Treasury Board Secretariat in a procurement process that began back in 2018.

On Remembrance Day, the National Association of Federal Retirees recognizes the extraordinary efforts and sacrifices of Canada’s veterans and those who continue to serve. We also honour those who have given their lives serving Canadians and helping citizens of other nations.

The hearing was held on April 10 and 11 in response to the Association’s application to declare unlawful the Government of Canada’s actions in relation to unilaterally changing the Public Service Health Care Plan (PSHCP) cost-sharing formula for federal public sector retirees.

MPs are expected to continue debating in Parliament proposed changes to what types of pensions federally-regulated employers can provide.

 

Brian Harris

 

The Treasury Board has released its Report on the Public Service Pension Plan for the Fiscal Year Ended March 31, 2019, which was tabled April 11, 2020, in Parliament.

The National Association of Federal Retirees is looking for volunteers to fill the role of advocacy program officer in Quebec and Manitoba.
 

In its recommendations to the House of Commons Standing Committee on Human Resources, Skills and Social Development and the Status of Persons with Disabilities, Federal Retirees focused on the critical importance of a national seniors strategy.
By going above and beyond to host effective town halls, the Federal Retirees Fredericton & District Branch has left a positive impression on its local MP.
Quebec needs a clear plan to ensure that its health-care system can meet the needs of an aging population that deserves to be treated with dignity.
Federal Retirees members are wondering how the work stoppage will affect pension payments.
Sylvie Rocheleau, an experienced and active volunteer, is taking on the exciting role of advocacy program officer for Quebec.
Federal Retirees is sharing an important reminder on behalf of the Treasury Board of Canada Secretariat about the transition of the Pensioners’ Dental Services Plan.

Working with branches located near 12 Canadian Armed Forces bases across the country, our national office will be conducting town halls with veterans from mid-October to early November.

 

The National Association of Federal Retirees and the Retired Teachers of Ontario have joined forces to launch Vibrant Voices – a campaign to represent the interests and concerns of our members and seniors as we approach the provincial election in Ontario

On Dec. 12, 2019, Prime Minister Justin Trudeau released ministerial mandate letters outlining the policy objectives and challenges each minister will work to accomplish and address.

Our government has a key role to play in adapting policies and programs to support the needs of today’s growing seniors population.
A recent order from Alberta’s finance minister has taken control of the pensions of hundreds of thousands of Albertans.
Federal Retirees is calling on party leaders to discuss their plans for addressing the long-term care crisis during the upcoming leaders’ debates.
After an election-related delay, Federal Retirees is pleased to continue the PSHCP negotiations with renewed vigour.
Pension increases for retired members and their survivors are calculated annually using Consumer Price Index data from Statistics Canada.
Members are feeling the strain of the problematic PSHCP transition, and Federal Retirees is calling for immediate improvements.
Federal Retirees CEO Anthony Pizzino delivered opening remarks, setting the stage for an engaging panel discussion on caregiving in Canada. 

In December 2016, media reported that the federal government was considering taxing health- care benefits as part of its overall review of the Canadian income tax system. The federal government has not yet confirmed if it will implement this tax.

At the end of each year, the Treasury Board provides the Association with information on the pension indexing increase that is effective on January 1st.   

The pension indexation rate effective January 1, 2018 is 1.6%.

 

This is to notify you that a Final Settlement Agreement has been reached in the Ross, Roy, Satalic class actions (also known as the LGBTQ2 class actions), which may be of interest to you.

 

 

Earlier this year, Federal Retirees launched a survey to better understand the needs of our members with respect to the Pensioners’ Dental Services Plan (PDSP).

From left to right, Federal Retirees member and veteran, Dr. Karen Breeck; Minister of Veterans Affairs and Associate Minister of National Defence, Lawrence MacAulay; Federal Retirees director of advocacy, Sayward Montague.

 

Tell your Saskatchewan election candidates to prioritize older adult health care using Federal Retirees’ online tools.
Federal Retirees members have let us know they are looking for updates to vision care and paramedical services while keeping the PSHCP affordable.
Federal Retirees CEO Anthony Pizzino is calling on the federal government to prioritize the well-being of Canadian veterans and their families.
Looking toward the election, Ontario NDP Leader Andrea Horwath breaks down her party’s platform and what’s planned for the province’s seniors.
The Parliamentary Standing Committee on Veterans Affairs released its recommendations on the “marriage after 60” clause — and the influence of the Association’s own brief is evident.
Moderated by Prairies and Northwest Territories district director Rick Brick, this webinar focused on the history of the CPP, its performance and the potential consequences of an APP.  
Federal Retirees vice-president Hélène Nadeau shares members’ concerns over the upcoming transition of the PDSP to Canada Life.

The Public Service Health Care Plan (PSHCP) legal action,

The Government of Ontario has committed $100 million over three years for its new dementia strategy, a plan the province committed to developing in last year’s budget.

Red poppies on monument.

On September 5, the campaign “for a Quebec worthy of its seniors” will be hosting a debate in Quebec City with representatives from four political parties to discuss their 16-point platform and other issues important to seniors in the upcoming provincial election.

 

 

The final stage of distribution of the Veteran’s Service Card (VSC) first announced in September 2018 has now begun. Applications from Canadian Armed Forces (CAF) Veterans who released prior to February 2016 are now being accepted for processing.

Please note that important updates have been made to this article since it was originally published. It was last updated on May 19, 2020.

As part of Reach 338, branch volunteers are teaming up to organize MP meetings and discuss Federal Retirees priorities.
Association president Jean-Guy Soulière calls for timely Phoenix compensation for frustrated retired public servants.
Nova Scotia-based volunteer Peter Kerr went above and beyond to enact meaningful change for veterans in the province.
Protect federal pensions and support retirees by volunteering as an advocacy program officer in Newfoundland and Labrador.
 

Now is your chance to get involved in advocacy with the National Association of Federal Retirees!

Protect federal pensions and support retirees by volunteering as an advocacy program officer in Manitoba.
The Canadian Dental Care Plan is intended to help ease financial barriers to accessing oral health care for eligible Canadian residents.

Earlier this month, the Federal Court of Canada released its decision in the matter of the National Association of Federal Retirees and its named applicants who were challenging the decision by the Treasury Board of Canada to increase the health care premiums of retirees from 25% to 50% under the

 

Serge Boisseau,2nd  VP of the Quebec Branch – representing the six Quebec branches

Prepared with notes from Micheline Lefrançois, Interim Advocacy Program Officer for Quebec

Candace Jazvac

The federal government has launched an online consultation called #YourBudget in preparation for the tabling of the 2020 federal budget. Prior to this fall’s election, the House of Commons Finance Committee also started its consultation process by collecting written submissions.

COVID-19 has shown us we can no longer afford to ignore the problems with long-term and home care.
Join Federal Retirees in calling for budget 2021 to improve retirement security and health care for Canadians.
Ontario optometrists have withdrawn OHIP-covered eye services for seniors and youths after a breakdown in negotiations with the provincial government.
The Walrus and the National Association of Federal Retirees are teaming up for a very important virtual event exploring the topic of pharmacare.
 

Would universal prescription drug coverage create a healthier Canada?

Federal budget 2023 is on the horizon and the National Association of Federal Retirees has six recommendations to improve retirement security and health care.
Thunder Bay and Area Branch volunteers organized a meeting with MP Marcus Powlowski to talk about the Association’s advocacy work and the priorities of its members.
A UN Convention on the Rights of Older Persons is vital to ensure that the rights and well-being of older adults — in Canada and internationally — are protected.

In December 2016, media reported that the federal government was considering taxing health care benefits as part of its overall review of the Canadian income tax system. This sparked immediate concern from Canadians and many organizations, including Federal Retirees.

As the largest association in Canada representing former public servants, Canadian Armed Forces and RCMP members, the National Association of Federal Retirees (Federal Retirees) took part in today’s ceremonies where the Prime Minister made an apology to LGBTQ2 people who were forced out of the pu

Update:

Parliament Hill

Prairies District Director Rick Brick (left) meets with Alberta Minister of Seniors Josephine Pon (centre) and Deputy Minister Susan Taylor (right)

Our members, and older adults in Saskatchewan, deserve to know how parties will address older adult care if they form government.
 

On Oct. 14, provincial party leaders in Saskatchewan will square off in a debate in advance of the election slated for Oct. 26.

Alberta NDP’s seniors critic and former seniors minister, Lori Sigurdson announces the introduction of Bill 215: Seniors Advocate Act, with the support of Rick Brick, Federal Retirees district director in the Prairies and Northwest Territories.
The new Treasury Board president recently connected with Association president Jean-Guy Soulière and CEO Anthony Pizzino to discuss retirement security.
Long-term care standards are in the works and it’s clear that accountability and enforceability are key ingredients.
Sayward Montague, Federal Retirees’ director of advocacy and a passionate supporter of older Canadians and veterans, has been recognized for her important contributions.
The supply and confidence deal, slated to remain in place until 2025, secured NDP support for the minority Liberal government in exchange for progress on key policy priorities.  
The administration of the Pensioners’ Dental Services Plan will move from Sun Life to Canada Life as of Nov. 1, 2024.  
 

The transition of the Pensioners’ Dental Services Plan (PDSP) to Canada Life is set to take place Nov. 1, 2024.  

Keyboard with blue vote key

The Office of the Superintendent of Financial Institutions (OSFI) released Actuarial Study No. 18: Canada Pension Plan Actuarial Adjustment Factors. This report found that the legislated contribution rate of 9.9% is sufficient to sustain the Canada Pension Plan financially over the long term.

 

The Treasury Board has announced the new PSHCP monthly contribution rates that will come into effect April 1, 2019.
 
Federal Retirees’ CEO, Simon Coakeley, addressed the House of Commons Standing Committee on Human Resources, Skills and Social Development and the Status of Persons with Disabilities by videoconference on May 25.
With its fall fiscal update, the federal government plans a record-high deficit to kick-start the Canadian economy.
At the close of fiscal year 2021, the Canada Pension Plan Investment Board posted the highest net return since its inception.
In a survey of 3,000 of the Association’s recently retired members, 42 per cent reported having a pay issue relating to Phoenix.
Joanne Granger, an experienced and active volunteer, is taking on the exciting role of advocacy program officer for Quebec.
PSHCP members can ensure a smooth transition from Sun Life to Canada Life by completing positive enrolment as soon as possible.
Federal Retirees member and volunteer Guy Bird is pictured with his wife Maureen and at the 2022 Walk for Alzheimer's with his daughter, Donna Lessard (far left).

 

Envelopes


The Treasury Board has announced the new Pensioners' Dental Services Plan (PDSP) Monthly Contribution Rates that will come into effect on Oct. 1, 2017.

Association president, Jean-Guy Soulière, speaks at the Veterans Summit.
 

On April 9 in Ottawa, Federal Retirees hosted the Veterans Summit, an opportunity to collaborate with the government departments and other NGOs th

Since it’s introduction two years ago, Bill C-27 has been sitting on the order paper. While it hasn’t been put through its parliamentary paces, it certainly has not been forgotten.

 

Today, National Association of Federal Retirees (Federal Retirees) CEO Simon Coakeley addressed the Senate Finance Committee on the implementation of certain provisions of Bill C-97, the Budget Implementation Act.

The Alberta government is making changes to seniors’ drug coverage – and there could be more on the way.

In our next installment of the budget round up series, we look at the budget released by the Prince Edward Island government on July 17, 2020.

Join Federal Retirees in supporting Bill C-213, the Canada Pharmacare Act.
 

In roughly 24 hours, parliamentarians will be debating Bill C-213 and voting on next steps for the bill.

The Liberals, led by current Prime Minister Justin Trudeau, offered up a 91-page election platform containing $78 billion worth of promises.
The Liberal-NDP agreement promises action in seven key policy areas, including a commitment to move forward on a national pharmacare program.
The National Association of Federal Retirees is pleased to welcome four advocacy program officers for Ontario (from top left Sheila Ducarme, Sharon McGovern, Linda MacDonald and Karen Dekold).
With an election on the horizon, now is the time to create a healthier future for aging in Manitoba.
In a post-pandemic world, the call for a UN Convention on the Rights of Older Persons has never been more compelling.

Today, Federal Retirees submitted its budget brief to the government of Ontario, highlighting the urgent need to continue working toward better retirement security and a comprehensive plan for health care that meets seniors’ needs.

National Organization of Retired Postal Workers representative and Canadian Coalition for Retirement Security member, Peter Whitaker, at the November 28 event in Toronto.

 

The 2018 federal budget announced a new Advisory Council on the Implementation of National Pharmacare to lead a dialogue on how to implement affordable pharmacare in Canada.

Prairies District Director Rick Brick (left) meets with Alberta Minister of Seniors Josephine Pon (centre) and Deputy Minister Susan Taylor (right).

 

Calling all Federal Retirees members based in British Columbia! Join us for an exciting webinar on Oct. 16.
Monday’s budget, the first in two years, offers Canadians a peek behind the curtain – at the government’s post-pandemic priorities.
Parliament is set to resume today, and Federal Retirees expects real change for older Canadians, retirees, veterans and their families.
Since 2018, VAC has been streamlining applications for male veterans with erectile dysfunction caused by medications for psychiatric conditions, but there is no equivalent process for female veterans.
Make a difference in the lives of your fellow federal retirees as a volunteer on the Public Service Pension Advisory Committee (PSPAC).
In his December pensioners’ representative report to members, Federal Retirees president Roy Goodall discusses important news and updates related to the PSHCP and the transition to Canada Life.
The government has announced legislative changes that will expand early pension eligibility for federal front-line workers, including firefighters, paramedics and border services officers.

Sun Life has advised that some Public Service Health Care Plan (PSHCP) and Pensioners Dental Services Plan (PDSP) members are sending their claim forms for reimbursement to the Sun Life office in Ottawa.

Gord McIntosh photo

 

Canadians woke up this morning to Liberals returning to power with Canada’s 13th minority government. 

Federal Retirees’ virtual town hall events with Seniors Minister Deb Schulte and her parliamentary secretary brought members’ questions forward for answers in real time.
Use our online tools to speak up for older adult care and get the word out about improving long-term and home care.
At the close of fiscal year 2021, the Public Service Plan Investment Board posted its highest net return in a decade.
The bridge benefit is intended to supplement your retirement income until you start receiving CPP or QPP benefits, which happens at age 65 for most Canadians.
Federal Retirees has joined an ongoing collaboration with GAROP and the International Longevity Centre Canada to address ageism.
Federal Retirees advocacy program officer, Maria Fitzpatrick, acted as convener for the May 5 election candidates’ forum for the Lethbridge-West riding.
Brian Hills, a member of Federal Retirees’ Charlottetown Branch, became his wife’s primary caregiver in 2017. They are pictured here with their daughters, Paula Graham and Lisa Harvey.

Retirement income and health care security: good for retirees, good for Canada

Between October 2 and 16, 2017, the House of Commons Finance Committee will hold a series of “open mic” meetings for its work on the 2018 federal pre-budget consultations. 

NAFR Logo

 

The Ontario government has decided to proceed with the elimination of OHIP coverage for Ontarians for travel outside of Canada. This is set to come into effect October 1, 2019.

Beginning on March 1, approximately 46,000 Albertans could lose health coverage.
Christina Hutchins, the senior director of the Office of Women and LGBTQ2 Veterans at Veterans Affairs Canada, joined the WREN team to discuss her plans for the role.
As part of his work on the Merlo-Davidson settlement, former Supreme Court of Canada justice Michel Bastarache and his team conducted over 640 interviews with current and former female employees of the RCMP, painting a distressing picture of a toxic culture.
The Conservative party, led by Erin O’Toole, asserts that “it’s time for the government to better protect pensions” in their election platform.
Finance Minister Chrystia Freeland has tabled her second pandemic budget, totalling $56 billion in new expenditures.
Federal Retirees is pleased to welcome a new advocacy program officer — Renate Sutherland, who will be supporting branches and members in B.C.
Albertans’ retirement savings should pay for one thing and one thing only: their retirement pensions.
As of June 1, active and retired members of the federal public service who are eligible for the Supplementary Death Benefit will be able to name up to five beneficiaries.

Finance Minister Bill Morneau’s Advisory Council on Economic Growth published recommendations to boost Canada’s economy earlier this week, with advice ranging from boosting innovation, to improving skills training, to increasing labour force participation.

Representing 150,000 voters in the upcoming Ontario election, our Vibrant Voices collaborative campaign with the Retired Teachers of Ontario has reported on issues and campaign promises related to seniors in the Ontario Election to be held on June 7, 2018.

Yesterday, the National Association of Federal Retirees joined with 20 veterans organizations, including representatives from the Canadian Armed Forces and Veterans Affairs Canada to do focused work that supports better cross-promotion, inclusion and collaboration – all to ensure veterans, those

 

On April 7, members of the National Association of Federal Retirees will receive a special call from Canada’s federal seniors minister, the Honourable Deb Schulte.

Thanks to our Prince Edward Island volunteers, the National Association of Federal Retirees was thrilled to kick-off our Reach 338 project this fall!

If you missed our webinar on the federal political outlook for 2021, don’t worry – the video recording is ready for viewing.
The Ontario Association of Optometrists has paused its job action, resuming OHIP-funded eye care services for patients aged 65 and older.
Michele McCleave-Kennedy, NDP candidate for Sault Ste. Marie, speaks with Federal Retirees Algoma branch members at their meet-the-candidates event in advance of the Ontario election.
Nanaimo branch volunteers recently participated in a health-care roundtable event, where they spoke about the Association’s recommendations for a national seniors strategy.
All Canadians deserve better, safe long-term care, regardless of where they live. 
 

In July, the federal government launched an online consultation to inform the development of a Safe Long-term Care Act. 

Protect federal pensions and support retirees by volunteering as an advocacy program officer in Quebec.
 

The National Association of Federal Retirees is looking for volunteers to fill the role of advocacy program officer (APO) in Quebec.


Laura Payton
 

 

This morning, Federal Retirees President Jean-Guy Soulière attended the Economic Club of Canada’s breakfast to hear remarks f

This fall, members of the House of Commons Finance committee will review recommendations from across the country on what should be included in the 2019 budget.

On budget day, we highlig

 

From increased grocery costs and delivery fees among other unforeseen expenses, many Canadian seniors have been financially impacted by the current public health crisis.
COVID-19 has shown us we can no longer afford to ignore the problems with long-term and home care.
Colleen Flood, director for the University of Ottawa Centre for Health Law, Policy and Ethics, shares her vision for long-term care transformation.
The PSHCP covers a wide variety of health-related services and products, including vision care, physiotherapy, nursing services and prescription drugs to name a few.
Protect federal pensions and support retirees by volunteering as an advocacy program officer in British Columbia.
The Treasury Board has announced the 2023 PSHCP monthly contribution rates.
 

The Treasury Board has announced the new Public Service Health Care Plan (PSHCP) monthly contribution rates that will come into effect July 1, 2023.

Donald Howson (centre) is pictured here with his granddaughter, Joanna, his great-granddaughter, Nina and his son, Geoff.
 

Geoff Howson looks back on the five years after his father had a severe stroke and how he dealt with being his father’s caregiver.